The basic definition of insurance is a means of guaranteeing protection or safety. And to insure is to make certain by taking measures and precautions. Wouldn't it be nice if there was a "health insurance" that ensures health and doesn't pay for disease? Our modern form of health insurance is, in reality, "disease insurance." Please realize this is NOT semantics. The difference between these philosophies could literally mean life or death. On a lighter note, hear how the Chinese used to pay and not pay for health care.
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